Simple ways to save P20,000 or more by Christmas.

nine ways you can reduce expenses and save a big bunch for Christmas.
ALVIN T. TABANAG
It’s already the start of the “ber” months, which means Christmas season na sa Pinas. Many Pinoys see the holidays not just a time for merriment, but also a time for increased spending. Ngayon pa lang pinaplano na [...]